Grow your savings with the Grow Alberta GIC at 3.35% interest
ATB will only be offering this 2 year Grow Alberta GIC and promotional rate for a limited time. Book an appointment with an everyday banking advisor today.
Investment Savings
Grow Alberta GIC
A Albertan couple standing outside in the trees. They are smiling and the wife is leaning on her husband for a hug.
Buy a GIC
Earn 3.35% on your money in a guaranteed investment
Looking for a secure way to grow your savings, especially with market uncertainty? Consider ATB's Grow Alberta Guaranteed Income Certificate (GIC), a low-risk investment with a limited-time special interest rate of 3.35%. We have a deep commitment to a prosperous future for Albertans, and now you can grow right alongside your province. You’ll earn a stable return plus your investment supports Alberta's economy.
Choose the Grow Alberta GIC by booking an appointment today.
Is a GIC the best option for you? Learn more about what makes it such a strong choice.
| GIC | Rate |
|---|---|
| 2 year Grow Alberta non-redeemable GIC | 3.35% |
| 1 year non-redeemable | 3.00% |
| 2 year non-redeemable | 3.05% |
| 3 year non-redeemable | 3.05% |
An investment that grows Alberta and grows your savings
Competitive rate, limited time offer.
Take advantage of the Grow Alberta 2 year GIC at 3.35% for a very limited time. Lock in this promotional rate while it’s still available.
Your money stays in Alberta.
Support Alberta’s economy with the Grow Alberta GIC. All money invested stays in Alberta and provides you stability in an unpredictable time.
Guaranteed returns - it’s in the name.
When you purchase the Grow Alberta GIC, you receive a guaranteed rate of return from ATB, so you’ll know exactly how much you’ll have at the end of your term. It’s safe and it’s stable.
Key Product Details
| Interest earned | 3.35% |
| Term | 2 year non-redeemable |
| Minimum investment | $100, $500, and $10001 |
| Registered investment options | RRSP only |
Frequently Asked Questions
No. This particular rate is a limited time only offer, so if you're interested we recommend taking action now.
Absolutely. By buying any ATB GIC, the funds you invest stay in the province, contributing to the province's economic growth. ATB has over 85 years of deep connection to the province, local expertise, and commitment to Albertans.
Yes, you can. The Grow Alberta GIC can be held as a joint investment between two or more co-signers for non-registered accounts.
Yes. You can hold a Grow Alberta GIC within a Registered Retirement Savings Plan (RRSP). The interest you earn within an RRSP is tax-deferred, which means you pay income tax on it only when you withdraw it.
Based on the plan you're investing within, maximum investment amounts may apply.
Even though this is called a "non-redeemable" GIC, it can be redeemed in the event of the holder's death—even if the term hasn't ended.
Lock in guaranteed savings with a Grow Alberta GIC
Your money could already be working harder for you, and for your fellow Albertans. Ready to get started with the Grow Alberta GIC? Let’s talk.
Three reasons to choose a GIC:
A Guaranteed Investment Certificate (or GIC) is an investment that offers a guaranteed rate of return over a specific period of time. Any money you deposit in a GIC is guaranteed by the issuing financial institution to provide a specific rate of return, which makes it easy to figure out how much money you'll have when your term is up.
1. Your savings goal is short term (1-3 years)
2. You need a specific savings amount & are more risk-averse
3. You want to take advantage of tax savings in an RRSP but aren't ready to commit to a more aggressive savings strategy
Find out more by reading 'Should you invest in GICs?'.
Review the Grow Alberta GIC key product details.
*Grow Alberta GIC rate applies to a 2-year promotional non-redeemable GIC. The offer is available on non-registered GICs and RRSP GICs only. Offer not available on TFSA, FHSA or RRIF products. Rate subject to change without notice. Minimum investment amounts apply.
Minimum investment: $100 for Generation Account holders. For all other investors, $1,000 for non-registered and $500 for registered investments.