Savings Accounts
No-fee accounts designed to make your money work harder for you.
How a savings account can work for you.
Make your money multiply
Earn interest on savings to help beat inflation while maintaining easy access to your funds.
Save up
Use a savings account to set aside money for a future purchase or endeavour. A new car. Kitchen renovations. Cello lessons. It's up to you.
Secure your funds
A safe place to keep your money—whether you're a server with a shoebox full of cash tips, or you're just not sure where to invest.
Find the savings account that's right for you.
Frequently Asked Questions
Though the answer will vary from person to person, a good rule of thumb is that a savings account is a good option for the short term, especially if you need easy access to your funds. Investments are a smart way to grow your savings over the long term, protecting them from depreciation and maybe even making them earn more money for you.
Some savings projects - like saving for your child's post-secondary education or saving for retirement - might be best served by specialized investments like Registered Education Savings Plans (RESPs) and Registered Retirement Savings Plans (RRSPs). Even if you're not looking quite that far ahead, you might want to consider a Tax-Free Savings Account (TFSA). These investments also offer tax benefits that you can use to save even more.
You can sync your ATB savings account with Apple Pay, Samsung Pay, Google Pay™ or Fitbit Pay. However we don’t recommend it, since your savings account is designed for you to save (not spend). Plus, when you use your savings account for more than one transaction per month, there will be a $5 transaction fee each time. You’re better off using your chequing account or credit card for everyday transactions.
The material on this page is for informational purposes only and should not be considered as ATB Financial offering tax, legal, financial or investment advice. ATB Financial cannot guarantee the accuracy or completeness of this page, but it is believed to be correct as of the time of publication. ATB High Interest Savings Account and ATB U.S. Investment Savings Account are available through registered investment dealers authorized by ATB Financial. Accounts will be set up in Nominee form only, in the name of the dealer and may only be purchased and redeemed through FundSERV®.
Springboard Savings is a registered trademark of ATB Financial.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Fitbit Pay is a registered trademark of Fitbit, Inc. and/or its affiliates in the United States and other countries.