A card built to elevate your everyday spending
Our unparalleled premium lifestyle Mastercard.
Accelerate your rewards in key spend categories
For every $1 spent on eligible purchases1, you'll earn:
8 points on airlines, hotels, motels and car rental companies
6 points on groceries, gas, digital streaming services, and entertainment
Earn base rewards on all other purchases
2 points for every $1 spent on any other purchases1.
Here you’ll find a list of participating merchants and ATB My Rewards terms & conditions to help you maximize your ATB My Rewards.
Everyday spending unlocks top-tier rewards
Enjoy luxury rewards with the purchases you already make. Sign up for ATB Personal Online Banking today to redeem your rewards. Visit ATB My Rewards® to see the variety of rewards available to you.
Mastercard Travel Pass provided by DragonPass
Wait for your flight in style. Download the Mastercard Travel Pass app and present your membership to access any of 1,300+ airport lounges, plus valuable dining and spa offers2 in select airports.2
Free Boingo Wi-Fi for ATB World Elite Clients
Keep connected to those that matter most with Boingo Wi-Fi offering access to hotspots worldwide with no added cost, fees or roaming charges3. Activate your Boingo account at wifi.mastercard.com
Key product details
| Welcome Bonus | The first year annual fee is waived ($120 value) plus you'll receive a 40,000 welcome bonus points ($200 value) when you make your first purchase6. |
| Premium rewards | Earn rewards points1 on your daily spend 8 points for every $1 spent on eligible purchases on select travel merchants, including: airlines, hotels, motels and car rental companies 6 points for every $1 spent on eligible purchases on groceries, gas, digital streaming services and/or subscriptions, and entertainment 2 points for every $1 spent on any other purchases List of participating merchants Rewards Calculator |
| Complimentary lounge access | 4 complimentary lounge visits each year for each primary cardholder. Lounge passes automatically reset each January. |
| Annual fee | $0 first year, $120 subsequent years |
| Fee waived if | You have an ATB Advantage Account |
| Interest rates | See current rates |
| Minimum credit limit | $5000 |
| Additional cards | $35 annual fee |
| Balance protection | Available |
Frequently Asked Questions
You're eligible to apply for an ATB World Elite Mastercard if you can confirm one of the following:
- that you have an annual personal income of $80,000 or more
- that you live in a household with a family income of $150,000 or more
- that you have $400,000 or more in assets under wealth management
In addition, you must meet all of the following criteria:
- you are an Alberta resident
- you are at least 18 years old
- you have not declared personal bankruptcy in the past five years
- you intend to use the card for personal banking only
- Mobile Device Insurance
- Event Ticket Protection Insurance
- Purchase Assurance
- Extended Warranty
- Car Rental Collision Damage Waiver Insurance
- Car Rental Accidental Death & Dismemberment Insurance
- Personal Effects Insurance
- Flight Delay Insurance
- Delayed Luggage Insurance
- Common Carrier Accidental Death and Dismemberment Insurance
- Lost Luggage Insurance
- Trip Interruption/Delay Insurance
- Trip Cancellation Insurance
- Hotel/Motel Burglary Insurance
- Travel Emergency Medical Insurance
- Price Protection Service
- Travel Assistance Services
You can find the relevant details in the ATB World Elite Legal Book.
Contact Assurant® (the claims administrator) at 1-866-305-0888 or file a claim online at cardbenefits.assurant.com within 48 hours of the incident
Make a practice of documenting as much information as you can, especially while traveling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.
There are! In addition to free membership in Mastercard Travel Pass provided by DragonPass2, each Primary Cardholder automatically receives 4 complimentary annual lounge visits. If your account includes a co-applicant (joint cardholder), both you and your joint cardholder receive your own set of visits. That means you could enjoy a combined total of 8 visits.
Your complimentary passes reset every January, unused visits cannot be carried into the next calendar year. Your Mastercard account will be automatically loaded with your four passes each January.
Enjoy up to 25% off car rentals at participating Avis® and Budget® locations when you use your ATB World Elite Mastercard. Use the quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.
The insurance coverage available to you with your ATB World Elite Mastercard is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Price Protection Service and Travel Assistance Services are services provided by American Bankers Insurance Company of Florida.
Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the ATB World Elite Legal Book. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.
Ready to get started?
Indulge in everything our unparalleled ATB World Elite Mastercard offers.
Find the right rewards Mastercard for you.
Unlimited cash back rewards
ATB Gold Cash Rewards Mastercard®
Get unlimited cash back at a rate of 1% for every dollar spent1.
Flexible, points based rewards
ATB Gold My Rewards Mastercard®
Earn more rewards every day towards travel, merchandise or gift cards.
Rewards & benefits for an elevated experience
ATB World Elite Mastercard®
Our premium Mastercard featuring maximum VIP benefits and flexible rewards.
Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $50,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
Offers vary by location. See mastercardtravelpass.dragonpass.com or app for more details, including terms and conditions. All third-party trademarks are the property of their respective owners.
Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.
Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC and ABIC, their subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of the coverage including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with you.
Price Protection Service and Travel Assistance Services are not insurance but services provided by American Bankers Insurance Company of Florida. Details of the services are in the Statement of Services included with your Certificate of Insurance.
Offer available on new ATB World Elite Mastercard accounts where the cardholder had no previous ATB World Elite Mastercard. Fee waiver applies to the 1st year only and is a $120 value. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
Enjoy up to 25% off car rental rates at Avis® and Budget® when you pay with your ATB World Elite Mastercard and quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900. This offer is non-transferable and cannot be combined with any other offer. Offer is subject to Avis and Budget rules and conditions and may be limited or withdrawn at any time without advance notice.
®ATB and ATB Financial are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Boingo, Boingo Wireless, Boingo Wi-Finder and the Boingo Wireless Logo are registered trademarks of Boingo Wireless, Inc.
Avis is a registered trademark licensed to AvisCar, Inc. for use in Canada.
Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada.