Credit Cards
Whether you want rewards for everyday spending, a low interest rate or a way to rebuild your credit, let ATB guide you to a choice tailored to meet your needs.
How an ATB credit card can work for you.
Reap the rewards
From premium travel and perks, to practical cash back, ATB offers rewards with unlimited earning potential.
Personalize your card
With options like MyPic®, True NameTM and balance protection, you can design your card to fit your life and lifestyle.
Pick your perfect card
ATB offers credit card options for everyone, from travel to cash rewards, for all incomes and lifestyles.
Explore the full range of ATB credit cards.
Unlimited cash back rewards
ATB Gold Cash Rewards Mastercard®
Get unlimited cash back at a rate of 1% for every dollar spent1.
Flexible, points based rewards
ATB Gold My Rewards Mastercard®
Earn more rewards every day towards travel, merchandise or gift cards.
Rewards & benefits for an elevated experience
ATB World Elite Mastercard®
Our premium Mastercard featuring maximum VIP benefits and flexible rewards.
Pay at your pace
ATB Preferred Fixed-Rate Mastercard®
Float your rate
ATB Preferred Variable-Rate Mastercard®
Get protection from fraud
ATB Alberta Mastercard®
(Re)build your credit
ATB Alberta Mastercard® - Secured
Enjoy cross-border credit
ATB US Dollar Mastercard®
Pay US dollars for US purchases. No Foreign Currency Exchange fees for USD purchases.
Take control of your spending
ATB Load & Go® Prepaid Mastercard®
No credit checks. No debt. Our prepaid Mastercard gives you the advantages of credit and debit.
Re-envision your card
MyPic®
Add a little fun and personality to your wallet! Add a custom image to some ATB Mastercards using MyPic.
Your card should reflect your true self
True NameTM
To better support our 2SLGBTQIA+ clients, we proudly offer the ability to use your desired name on an ATB personal Mastercard.
Protect your balance
Mastercard® Balance Protection
Mastercard Balance Protection will take care of your credit card payments if you become disabled, involuntarily unemployed or critically ill.
Secure online transactions
Mastercard® Identity Check
Mastercard Identity Check acts as a PIN to authenticate your identity before completing an online transaction.
Find the credit card that’s right for you.
Having trouble choosing a card? Our handy Mastercard Product Selector tool will help you find a credit card that’s right for you.
Frequently Asked Questions
Yes. You can sync your ATB Mastercard with Apple Pay, Google Pay™, Samsung Pay or Fitbit Pay.
If you paid for a product and/or service with your Mastercard but did not receive it in its intended condition, then you may be eligible to dispute the payment through your Mastercard. Before initiating a dispute, you should first attempt to resolve the issue with the merchant directly.
If you are unable to resolve the issue with the merchant, contact our ATB Client Care team at 1-800-332-8383.
If there are charges on your Mastercard that you don’t recognize or did not consent to, contact our ATB Client Care team at 1-800-332-8383. If these charges are determined to be fraudulent, they will be handled by our ATB Mastercard Fraud team.
Click to Pay is Mastercard’s fast, smart way to pay online with their strongest security technology. Set up your Click to Pay profile and experience secure, password-free checkout by looking for the Click to Pay icon where Mastercard is accepted.
MyPic is a registered trademark of ATB Financial.
ATB and Load & Go are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. Used with permission.
Fitbit Pay, Fitbit Charge 3, Fitbit Ionic and Fitbit Charge 3 are registered trademarks or trademarks of Fitbit, Inc. and/or its affiliates in the United States and other countries.