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Opening a Personal Bank Account

​​​​There are three ways to open an account, apply for a loan, or apply for a MasterCard.
  1. ​Shop online using our 24/7 online shopping experience.
  2. Call ATB Client Care at 1-888-404-4646. Our personal bankers are available Monday to Friday from 8:30am to 7:00pm and Saturdays from 9:00am to 5:00pm. 
  3. Visit any ATB branch in person. To find the branch nearest to you, please use our ​branch locator.

When you shop onli​ne or call our ATB Client Care, please be ready to provide:

  1. ​One piece of government-issued ID (drivers' licence, passport, or provincial ID).
  2. One document showing you already bank in Canada (like a bank statement or previously-cleared cheque).

If you don't have the above items, or would simply rather chat with us in person, please stop by a branch and bring:

  • ​Your employment information and details about who will be using the account.
  • Two pieces of valid identification1:
    • At least 1 piece of ID must be from the Primary ID list below
    • At least 1 piece of ID must have a photograph
    • ID presented must be original and valid (not expired)
  • Depending on the type of account you open, we may also need your Social Insurance Number.
Primary ID Secondary ID
Canadian drivers license Major credit card with your name and signature
Canadian passport Foreign passport
Canadian citizenship card Customer card or bank card with your signature
Canadian certificate of naturalization Employee ID card issued by a well-known employer with your name and photo
Permanent resident card Canadian National Institute for the Blind client card with photo and signature
Canadian birth certificate Canadian university or college student ID card with your name, photo, student reference number, and bar code
Social insurance number card issued by the Government of Canada
Old age security card issued by the Government of Canada
Certificate of Indian status issued by the Government of Canada
Provincial/Territorial health insurance card

Once you open an account, we'll give you an ATB debit card and help you create a personal identification number (PIN) with which to access your account. We can also help you set up your online banking and telephone banking.


1Please note that personal ID must have your current address on it; otherwise, you will need to bring in a utility bill with your name and current address.​​​​​​​​​​​​​​​​​​​​​​​​​​​


To open a personal account, give us a call or visit your local branch.

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Personal Account Agreement

Call 1-800-332-8383 if you would like a fax copy or have any questions regarding this agreement.

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