Navigate Up
Sign In

ATB Mortgages

Whether you're buying a home for the first time, moving homes, or buying a vacation home, you need a mortgage that fits—and a mortgage you feel confident about.

​​

With ATB's No Bull Mortgages, what you see is what you get. That's because we've stopped the common practice of posting inflated mortgage rates. You can say goodbye to negotiating and guessing-you can find the real, current rates on this page, every day.

Learn why No Bull Mortgages are good for you now—and even better down the line

View our current rates >


Closed fixed-rate mortgages

Choose a fixed-rate mortgage when you want the security and stability of knowing exactly what your payments will be, and how much of the mortgage will remain at the end of your term.


Closed Fixed-Rate

Key benefit: Enjoy consistent payments over a term that you select.

Term: 6 months to 7 years

Rates:

Today's best rate

Prepayment options: Reduce your mortgage principal to save on interest payments without incurring mortgage breakage fees. You can make lump-sum payments during each calendar year up to an annual maximum of 20% of the mortgage principal, and/or choose to increase remaining mortgage payments by up to 20%.




Cash Back

Key benefit: Get 4% cash back. Available on insured ATB mortgages only. Max $20,000.

Term: 7 year fixed

Rates:

Today's best rate

Prepayment options: Reduce your mortgage principal to save on interest payments without incurring mortgage breakage fees. You can make lump-sum payments during each calendar year up to an annual maximum of 20% of the mortgage principal, and/or choose to increase remaining mortgage payments by up to 20%.​




Open fixed-rate mortgages

Choose an open fixed-rate mortgage when you want the security and stability of a fixed-rate mortgage with the flexibility to pay off your mortgage at any time without penalty.


Key benefit: Enjoy fixed-rate stability with the flexibility to pay the mortgage in full or to make additional payments at any time without penalty.

Term: 6 months to 2 years

Today's best rate​


Variable-rate mortgages

Choose a variable-rate mortgage if you are comfortable trading the peace of mind that comes with a fixed rate for the potential interest savings of a variable rate. With a variable-rate mortgage, interest rates fluctuate with the prime lending rate while your payment amount remains consistent over the term of the mortgage. If rates go down, a larger portion of the payment is applied to your mortgage principal, which means you could pay down your mortgage faster and save on interest payments.


5-Year Closed

Key benefit: Save money by taking advantage of the low prime rate. Have the option to lock in a fixed rate during the term.

Term: 5 years

Today's best rate

Prepayment options: You can make lump-sum payments during each calendar year up to an annual maximum of 20% of the mortgage principal, and/or choose to increase remaining mortgage payments by up to 20%.

Open Variable-Rate

Key benefit: Enjoy variable-rate advantages with the flexibility to convert to another term at any time.

Term: 6 months to 2 years

Today's best rate​​

Prepayment options: You can pay the mortgage in full or make an additional payment at any time without penalty.

​​​​​​​​​​​
GlassdooreSSENTIAL Accessibility™Diversity and Inclusion

About ATB | Contact Us | Find a Branch or ABM | Current Rates | Privacy and Security | Legal | Code of Conduct | Site Map | Supplier Resources

©ATB Financial 2019. All rights reserved. ATB Financial is a trade name/registered trademark.

ATB Financial