Rates

Mortgage Rates

A family in Alberta looking at mortgage rates in their home

Term Residential Mortgage Rate First Residential Mortgage
5 Year High Ratio 4.29% 4.19%
5 Year Conventional 4.74% 4.64%
5 Year Variable High Ratio 4.30% N/A
5 Year Variable 4.70% N/A
4 Year High Ratio** 4.54% N/A
4 Year Conventional** 4.94% N/A
3 Year High Ratio 4.44% N/A
3 Year Conventional 4.89% N/A

**Available through select ATB channels only.

 

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The best mortgage depends on your situation and goals. An ATB expert will help you assess your options to make the right decision.

Client Rates

Rate First closed fixed-rate mortgages

5 years high ratio 4.19%
5 years conventional 4.64%

Closed fixed-rate mortgages

1 year 6.09%
2 years 5.59%
30 month 5.34%
3 years 4.89%
4 years 4.94%
5 years 4.74%

Open fixed-rate mortgages

6 months 8.85%
1 year 8.85%
2 years 8.85%

Closed variable-rate mortgages

5 years 4.70%

Open variable-rate mortgages

6 months 6.70%
1 year 6.70%
2 years 6.70%

Posted Rates

Rate First closed fixed-rate mortgages

5 years high ratio 5.64%
5 years conventional 6.09%

Closed fixed-rate mortgages

1 year 7.14%
2 years 6.64%
30 month 6.34%
3 years 6.34%
4 years 6.39%
5 years 6.19%

Open fixed-rate mortgages

6 months 10.35%
1 year 10.35%
2 years 10.35%

Closed variable-rate mortgages

5 years 6.20%

Open variable-rate mortgages

6 months 8.20%
1 year 8.20%
2 years 8.20%

Ready to get started?

There are plenty of options to make your mortgage work for you—and we're here to help you make the most of them.