Rates

Mortgage Rates

Mortgage rates

Term Residential Mortgage Rate First Residential Mortgage
5 Year High Ratio 5.29%* 4.99%
5 Year Conventional 5.69%* 5.49%
5 Year Variable Prime rate minus 0.25%* N/A
3 Year High Ratio** 4.99% N/A
3 Year Conventional** 5.49% N/A

*Eligible for up to $4,000 cash offer. See offer details. 

**3 year available through select ATB channels only.

3 year and Rate First Residential Mortgage are not eligible for the cash offer. 

Client Rates

Rate First closed fixed-rate mortgages

5 years high ratio 4.99%
5 years conventional 5.49%

Closed fixed-rate mortgages

1 year 6.85%
2 years 6.45%
30 month 6.15%
3 years 5.49%
4 years 5.79%
5 years 5.69%

Open fixed-rate mortgages

6 months 8.85%
1 year 8.85%
2 years 8.85%

Closed variable-rate mortgages

5 years 6.95%

Open variable-rate mortgages

6 months 8.70%
1 year 8.70%
2 years 8.70%

Posted Rates

Rate First closed fixed-rate mortgages

5 years high ratio 6.19%
5 years conventional 6.69%

Closed fixed-rate mortgages

1 year 7.90%
2 years 7.50%
30 month 7.15%
3 years 6.64%
4 years 6.94%
5 years 6.89%

Open fixed-rate mortgages

6 months 10.35%
1 year 10.35%
2 years 10.35%

Closed variable-rate mortgages

5 years 8.45%

Open variable-rate mortgages

6 months 10.20%
1 year 10.20%
2 years 10.20%

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