Business Loans
When your business needs cash, we’re here with financing options and expert advice.
Financing options for every stage of business.
Start-up
Our business experts love working with entrepreneurs like you to make your business dreams a reality - offering expert advice along the way.
Stay up
Cash flow is key to keeping your business running smoothly. Let ATB’s range of solutions help you ensure your business' liquidity is solid.
Scale up
Opportunities to grow or shift your business can show up at any time. Whatever the opportunity is, we’re here to help you jump on it.
Find the right loan or line of credit for your business.
Stay ahead of the pack
Business Term Loans
Keep your business competitive and move forward with confidence. Partner with ATB to expand, renovate or purchase capital assets.
Realize your vision
Growth Loan
Let ATB help you turn your dreams into reality with some working capital to drive business growth.
We've got your back
Canadian Small Business Financing Program Loan
ATB and Industry Canada work together to help entrepreneurs get started or grow their businesses.
Get fast access to funds
Evergreen Financing
Stay ready for business opportunities that just can’t wait with quick access to additional funds—available throughout the year.
Get the right tools
Equipment Financing
Financing and leasing solutions for any industry to secure all your new or used equipment needs.
The liquidity you need
Operating Line of Credit
Keep your business' vital cash flow topped up with flexible access to funds for day-to-day operations.
Made for healthcare professionals
Health-care Professional Practice Financing
Get the tools and resources you need to set up and grow your practice through every stage in the business life cycle.
Made for accounting firms
Accountants Package
With customized business banking for accounting firms, we can help you achieve your professional goals for today and tomorrow.
Frequently Asked Questions
With a loan, you receive the whole loan as a lump sum when you're approved and start paying interest immediately on the full amount. You'll have a fixed schedule of payments that will reduce until the loan is paid off.
A line of credit is similar to a credit card in that it's a flexible borrowing solution. A borrowing limit is given to you, and funds can be borrowed again later after the money's repaid. You don't start making payments until you use your line. There are sometimes non-revolving lines of credit, but most don't have an end date.