Agriculture Loans

Ag Equipment Financing & Leasing

Leasing and financing support for new/used farming and ranching equipment.

I’m purchasing new/used equipment

Get competitive rates and flexibility—including personalized terms and down payment option—and talk to one person through the entire process, from application to approval.

I’m a Dealership selling farm and construction equipment

We work with your dealership to take the credit paperwork off your desk. Connect with our locally based team and we’ll contact your customers directly.

Key product details

Interest Rate Varies with equipment details and term
Amortization Up to 15 years1
Amount Up to 100% financing
Repayment Flexible terms - monthly, quarterly, semi-annually or annually

Helping producers get equipment they need on the terms they want

Finance or lease up to 100%

Find the solution that works for your operation. You can get up to 100% financing on new or used equipment for up to 180 months, or up to 100% leasing on new equipment for up to 84 months.

Quick turnaround times

Our lending team is Alberta-based, in your timezone. You'll work with one expert for all of your needs, and utilize digital signatures so you can get the financing you need, when you need it.

Sector-specific expertise

Farming isn’t one size fits all—neither are your business banking solutions. Our relationship managers are ag sector experts and understand your specific operational requirements.

A full service financial partner

Our agriculture experts can help tailor financing or leasing plans to suit your needs, including a personalized payment schedule for your new or used equipment. ATB also offers a wide variety of banking solutions designed for your farm or ranch including land financing, agri-business strategies, business banking, and wealth management.

Check out our loan calculators

Ag Equipment Finance Calculator

Compare financing and payment options for ag equipment purchases and even begin the application process.

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Business & Ag Loan Calculator

Explore various loan scenarios and make informed financing decisions when expanding for your business.

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Frequently Asked Questions

ATB has the ability to finance the following items:

  • Any new or used agricultural equipment. Recommended model year age under 15 years. Age + Amortization not to exceed 15 Years. Some exceptions apply on Model Years.
  • Farm trucks one ton and greater
  • Grain bins, grain handling equipment such as baggers, and dryers.
  • Farm and Ranch buildings. These structures commonly financed/leased are Pole Shed Barns, Irrigation Pivots.

Producers can lease the following items:

  • Any new or used agricultural equipment. Recommended model year age under 10 years (Age + Amortization not to exceed 10 Years) Some exceptions apply on Model Years.
  • Farm trucks one ton and greater
  • Grain bins, grain handling equipment such as baggers, and dryers.
  • Farm and Ranch buildings. These structures commonly financed/leased are Pole Shed Barns, Irrigation Pivots.

Note: The lease can cover 100% of the equipment’s value, including taxes, insurance and warranty.

For a Conditional Sales Contract, the down payment may be the equity of a trade in or a cash down payment. For an amortization period of 10 years or less, the down payment requirement is only 10%, for long amortizations it is 20%. Upon approval of credit, the first $100,000 may be 100% financed. For leasing, 100% of the equipment may be financed, with the first payment made upon delivery of the equipment.

Unearthing success at North Paddock Farms

Alison Davie and her husband, owners of North Paddock Farms in Alberta, discuss growing and nurturing a diverse multi-generational farm.

Find the right loan for your agriculture business.

Connect with an expert.

Our Equipment Financing options make it easy to get the equipment you need. Ask about ATB's Agriculture Equipment Financing and Leasing today.

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