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Operating Loans

​Ideal if your business needs more than $50,000 in cash flow

An operating loan from ATB ​​​​Business can help you balance and regulate your cash flow.

Take advantage of time-sensitive opportunities, or fill in while you wait for customers to pay you.​

Use your ATB operating loan to:​

  • Finance accounts receivable​
  • Cover daily operating expenses
  • Take advantage of supplier discounts and deals
  • Avoid late payment penalties
  • Reduce interest costs

A line of credit for operating ease, or when the unexpected happens


Use an ATB operating loan as a line of credit to optimize your day-to-day operations, or have it in place for when the unexpected happens. At ATB, here's how we make it convenient and affordable:

  • Revolves automatically, no need to re-apply
  • Interest is only compounded on the amount you use
  • Variable interest rate
  • Secured with inventory and receivables
  • Up to 75% for financing
  • Flexible repayment terms

If your borrowing needs are under $50,000, consider an ATB MasterCard. For more information on the right solution for your business, contact an ATB business expert now.​​​​​​​​​​​​​​​​​​​​​​​​​

Business problem? We have solutions. Call the ATB Business Banking Centre at

Mastercard is a registered trademark of Mastercard International Incorporated, used under license by ATB Financial.​​​​​​​​​​​​

Business problem? We have solutions. Call the ATB Business Banking Centre at 1-800-332-8383


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